Overview

The payment processor's Address Verification System (AVS) validates address information in a credit card transaction and sends a response code that indicates the results of the validation check. It is typically considered a significant fraud risk to accept an order if the AVS returns a validation failure code.

These response codes are provided for informational purposes only and are subject to change without notice. Approval should be determined using the authorization response code and not be based on these specific response codes.

Response Codes

Response Code

Description

Action

A

Street match, post code no match

Good, send order

B

Street match, post code invalid format (international)

Good, send order

C

Street invalid format, post code invalid format (international)

Accept order – client should have format checks

D

Street match, post code match (international)

Good, send order

E

AVS error (returned for any unrecognized authorizer codes)

Accept order – system issue

F

Street match, post code match (UK only)

Good, send order

G

AVS information not available or non-AVS participant (international)

Accept order

I

AVS not performed (international)

Accept order – system issue

M

Street match, post code match (international)

Good, send order

N

Street no match, post code no match

Consumer fix required, resend

P

Street invalid format, post code match (international)

Good, send order

R

Retry, system unavailable or timeout

Accept order – system issue

S

AVS not supported

Accept order – system issue

T

Street no match, post code match

Good, send order

U

AVS validation unavailable

Accept order – system issue

W

Street no match, post code match

Good, send order

X

Street match, 9-digit post code match

Good, send order

Y

Street match, 5-digit post code match

Good, send order

Z

Street no match, 5-digit post code match

Good, send order

AD

Card member name no match, street no match, post code match (AMEX only)

Good, send order

AE

Card member name no match, street match, post code match (AMEX only)

Good, send order

AF

Card member name no match, street match, post code no match (AMEX only)

Good, send order

AK

Card member name match, street no match, post code no match (AMEX only)

Good, send order

AL

Card member name match, street no match, post code match (AMEX only)

Good, send order

AM

Card member name match, street match, post code match (AMEX only)

Good, send order

AO

Card member name match, street match, post code no match (AMEX only)

Good, send order

AW

Card member name no match, street no match, post code no match (AMEX only)

Consumer fix required, resend

0

(ResponseCode is Zero) No AVS validation for declined transaction

Accept order – system issue