Link Money Authorize Payment

Overview

The GetPaymentAuthorizationRequest is sent with the PaymentId, which is received from INPA reply, and the CustomerId, which is received during the bank account linking process.

URI Summary

Action	URI Template	URI Example	Non-URI Request	Response
POST	/v[M.m]/stores/{StoreID}/payments/authorization/get.[format]	/v1.0/stores/stores123/payments/authorization/get.xml	XML	200 + XML response

Request Example

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<?xml version="1.0" encoding="UTF-8"?>
<GetPaymentAuthorizationRequest xmlns="http://api.gsicommerce.com/schema/checkout/1.0" requestId="a6-a19f-4e42-956d-d581ce784bec">
    <OrderId>123456789</OrderId>
    <PaymentId>hu2vcod6n20w00</PaymentId>
    <CustomerId>2ed64c83-fad1-4c20-a931-347ea79dd27d</CustomerId>
</GetPaymentAuthorizationRequest>

Request Elements

Element	Optional/Required	Description	Type	Restriction
/GetPaymentAuthorizationRequest/ OrderId	Required	Unique identifier for an order across all transactions of the same order. OrderId should be the same value that was used in the order data passed in the initialization process.	String	Min 1 character Max 20 characters
/GetPaymentAuthorizationRequest/ PaymentId	Required	The payment ID received in Initialize Payment Authorization response.	String	Min 1 chars Max 64 chars
/GetPaymentAuthorizationRequest/ CustomerId	Required	After the Customer's Bank account is successfully linked, Link Money will redirect to the Webstore redirect URL with the CUSTOMER_ID.	String	Min 1 chars Max 64 chars
/GetPaymentAuthorizationRequest/ requestId	Required	A unique identifier for the request. Webstore must generate a new requestId on the initial request. When re-submitting the request to fix error from a previous request, webstore should generate a new requestId. Webstore should re-send the same requestId when attempting to recover from time out or system failure.	String	Min 1 character Max 40 characters

Response Examples

Approved Payment Authorization Status Response

In case of approved response, the webstore should accept the order.

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<?xml version="1.0" encoding="UTF-8"?>
<GetPaymentAuthorizationReply xmlns:payment="http://schema.gsicommerce.com/payments/types/1.0/"
    xmlns="http://api.gsicommerce.com/schema/checkout/1.0">
    <PaymentContext>
        <OrderId>123456789</OrderId>
        <TenderType>AH</TenderType>
        <PaymentAccountUniqueId isToken="true">ACHBANKTRANSFER</PaymentAccountUniqueId>
    </PaymentContext>
    <ResponseCode>APPROVED</ResponseCode>
    <AmountAuthorized currencyCode="USD">10.95</AmountAuthorized>
</GetPaymentAuthorizationReply>

Pending Payment Authorization Status Response

In case of pending response, it should be considered as a success, and the webstore doesn't have to retry it. The webstore should accept the order.

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<?xml version="1.0" encoding="UTF-8"?>
<GetPaymentAuthorizationReply xmlns="http://api.gsicommerce.com/schema/checkout/1.0"
    xmlns:payment="http://schema.gsicommerce.com/payments/types/1.0/">
    <PaymentContext>
        <OrderId>123456789</OrderId>
        <TenderType>AH</TenderType>
        <PaymentAccountUniqueId isToken="true">ACHBANKTRANSFER</PaymentAccountUniqueId>
    </PaymentContext>
    <ResponseCode>PENDING</ResponseCode>
    <AmountAuthorized currencyCode="USD">0</AmountAuthorized>
</GetPaymentAuthorizationReply>

Declined Payment Authorization Status Response

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<?xml version="1.0" encoding="UTF-8"?>
<GetPaymentAuthorizationReply xmlns="http://api.gsicommerce.com/schema/checkout/1.0"
    xmlns:payment="http://schema.gsicommerce.com/payments/types/1.0/">
    <PaymentContext>
        <OrderId>123456789</OrderId>
        <TenderType>AH</TenderType>
        <PaymentAccountUniqueId isToken="true">ACHBANKTRANSFER</PaymentAccountUniqueId>
    </PaymentContext>
    <ResponseCode>DECLINED</ResponseCode>
    <AmountAuthorized currencyCode="USD">0</AmountAuthorized>
</GetPaymentAuthorizationReply>

Error Payment Authorization Status Response

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<?xml version="1.0" encoding="UTF-8"?>
<GetPaymentAuthorizationReply xmlns="http://api.gsicommerce.com/schema/checkout/1.0"
   xmlns:payment="http://schema.gsicommerce.com/payments/types/1.0/">
   <PaymentContext>
        <OrderId>123456789</OrderId>
        <TenderType>AH</TenderType>
        <PaymentAccountUniqueId isToken="true">ACHBANKTRANSFER</PaymentAccountUniqueId>
   </PaymentContext>
   <ResponseCode>ERROR</ResponseCode>
   <AmountAuthorized currencyCode="USD">0</AmountAuthorized>
</GetPaymentAuthorizationReply>

Fault Response

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<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Fault xmlns="http://api.gsicommerce.com/schema/checkout/1.0">
    <CreateTimestamp>2023-12-20T13:30:03.891Z</CreateTimestamp>
    <Code>NoMatchingPaymentIdException</Code>
    <Description>There are no successful initialize payment authorization requests matching id 26qmux000</Description>
</Fault>

Timeout Payment Authorization Status Response

In case of timeout response, the webstore should retry the Get Payment Authorization Request with the same orderId and a new request ID.

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<?xml version="1.0" encoding="UTF-8"?>
<GetPaymentAuthorizationReply xmlns="http://api.gsicommerce.com/schema/checkout/1.0"
   xmlns:payment="http://schema.gsicommerce.com/payments/types/1.0/">
   <PaymentContext>
        <OrderId>123456789</OrderId>
        <TenderType>AH</TenderType>
        <PaymentAccountUniqueId isToken="true">ACHBANKTRANSFER</PaymentAccountUniqueId>
   </PaymentContext>
   <ResponseCode>TIMEOUT</ResponseCode>
   <AmountAuthorized currencyCode="USD">0</AmountAuthorized>
</GetPaymentAuthorizationReply>

In case of timeout in Radial or webstore

If there is no response from Radial, or response timed out between webstore and Radial, or the webstore couldn't get a response from Radial for any reason, the webstore should retry the Get Payment Authorization request with the same orderId and the same request ID

Response Elements

Element	Optional/Required	Description	Type	Restriction
/GetPaymentAuthorizationReply/PaymentContext	Required	Unique identifier of the payment transaction for the order.	ComplexType
/GetPaymentAuthorizationReply/PaymentContext/OrderId	Required	Unique identifier of the order from the GetPaymentAuthorizationRequest	String	Min 1 char Max 20 characters
/GetPaymentAuthorizationReply/ PaymentContext/TenderType	Required	Identifies the tender type. AH is the tender type for Link Money.	String	Min 2 char Max 4 characters
/GetPaymentAuthorizationReply/ PaymentContext/PaymentAccountUniqueId	Required	ACHBANKTRANSFER	String	Max 22 characters
/GetPaymentAuthorizationReply/ ResponseCode	Required	Status code describing the current state of the authorization.	Enum	Can be any of the below APPROVED PENDING DECLINED ERROR TIMEOUT
/GetPaymentAuthorizationReply/ AmountAuthorized	Required	The amount that has been authorized.	Decimal	Min 0.00 Max 9 digits Fraction 2 digits Includes currencyCode attribute that contains the 3-letter currency code of the money amount.